Stay Connected With Nicholson Mortgages

---

Last updated: December 10, 2025
Nicholson Mortgages

Nicholson Mortgages is committed to protecting your personal information and ensuring you understand how it is collected, used, and safeguarded. This Privacy Policy explains what information we gather, how we use it, and your rights regarding your data.

1. Information we Collect:

We may collect the following types of information when you visit our website, submit a form, or communicate with us:

• Personal Information such as your name, email address, phone number, and mailing address.
   
• Financial Information voluntarily provided for mortgage consultations or applications.
   
• Usage Data including IP address, browser type, device information, and pages visited on our website.

2. How we Use your Information:

Nicholson Mortgages uses the information we collect to:

• Provide mortgage advice, services, and support
   
• Communicate with you about appointments, updates, or application status
   
• Send SMS messages, notifications, and promotional content when you give consent
   
• Improve our website, services, and customer experience
   
• Comply with legal or regulatory requirement

3. SMS Communication:

If you choose to opt in, Nicholson Mortgages may send you SMS messages related to mortgage updates, reminders, promotional information, or service notifications.

• Message frequency may vary
   
• You may opt out at any time by replying STOP
   
• Reply HELP for assistance
   
• Message and data rates may apply
   

Your phone number will not be shared or sold to third parties for marketing.

4. How we Share your Information:

We do not sell your personal information.

We may share information with:

• Mortgage lenders, brokers, financial institutions, or partners involved in your application
   
• Service providers that support our website, CRM, or communication tools
   
• Legal or regulatory authorities when required by law
   

All partners receiving data are expected to maintain strict confidentiality.

5.  Data Security:

We use reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, or misuse.

Despite these efforts, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

6.  Your Rights and Choices:

You have the right to:

• Request access to the personal information we hold about you
   
• Ask for corrections to inaccurate information
   
• Withdraw consent for marketing or SMS communications
   
• Request deletion of your information when legally permissible
   

To make a request, contact us at:
leeanne@nicholsonmortgages.com
705-257-7188

7.  Cookies and Tracking Technologies:

Our website may use cookies or similar tools to enhance your browsing experience and collect usage analytics. You may disable cookies through your browser settings if you prefer.

8. Links to External Websites:

Our website may contain links to external websites. Nicholson Mortgages is not responsible for the privacy practices or content of third-party sites.

9.  Changes to Policy:

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Last updated” date.

10. Contact us:

If you have questions about this Privacy Policy or wish to make a privacy request, please contact us at:

Lee-Anne Nicholson
leeanne@nicholsonmortgages.com
705-257-7188

Last updated: December 10, 2025
Nicholson Mortgages

Welcome to the Nicholson Mortgages website. By accessing this site or using our services, you agree to the following Terms of Service.

1. Acceptance of Terms
   By using this website, submitting your information, or requesting services from Nicholson Mortgages, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use of the website.
    
2. Use of Website
   You agree to use this website for lawful purposes only. You may not use the site in a way that disrupts its functionality, attempt to access or collect data from other users, or use the website for fraudulent, harmful, or misleading activity. We reserve the right to refuse service to anyone who violates these terms.
    
3. Mortgage Information and Disclaimer
   Information on this website is for general educational purposes and does not represent a mortgage approval, pre-approval, or financial guarantee. Any mortgage recommendations or calculations are subject to lender approval, credit assessment, income verification, property qualification, and regulatory guidelines. Nicholson Mortgages is not liable for decisions made based on website content without a formal review and application.
    
4. SMS and Email Communications
   By submitting your information and giving explicit consent, you may receive SMS messages, emails, reminders, and promotional updates from Nicholson Mortgages. Message frequency may vary. You may opt out at any time by replying STOP. Reply HELP for assistance. Standard message and data rates may apply. Consent to receive messages is not a condition of mortgage services.
    
5. Third-Party Services
   Nicholson Mortgages may use third-party tools or platforms for communication, scheduling, SMS messaging, data collection, or mortgage submissions. We are not responsible for outages, errors, or actions by third-party providers.
    
6. Intellectual Property
   All content on this website, including branding, text, graphics, images, and layout, is owned or licensed by Nicholson Mortgages. You may not copy or reproduce content without permission, use our branding for commercial purposes, or distribute website content without authorization.
    
7. Limitation of Liability
   Nicholson Mortgages is not responsible for losses resulting from your use of the website, errors or omissions in content, delays or failures caused by system issues, or decisions made using website information without professional guidance. Your use of the site is at your own risk.
    
8. Links to Other Websites
   This website may contain links to external sites. Nicholson Mortgages is not responsible for the content, accuracy, or privacy practices of those sites.
    
9. Changes to These Terms
   Nicholson Mortgages may update these Terms of Service at any time. A revised Last updated date will appear at the top of this page. Continued use of the site means you accept any changes.
    
10. Contact Information
    For questions about these Terms of Service, please contact:
    Lee-Anne Nicholson
    leeanne@nicholsonmortgages.com
    705-257-7188